EMI Home Loan Calculator

Home Loan Amount (Rs)

Interest Rate (% per annum)

Loan Tenure Year

Created with Highcharts 10.0.0Monthly SIP​Rs 28,404Interest AmountPrincipal Amount

Monthly Payment (EMI)

28,404

Interest Payable

43,16,960

Total Value (Principal + Interest)

68,16,960

Created with Highcharts 10.0.0YearBalanceEMI Payment / YearEMI ChartPrincipalInterestBalance2025202620272028202920302031203220332034203520362037203820392040204120422043204420450600k1 200k1 800k2 400k3 000k080k160k240k320k400k
 YearPrincipal (A)Interest (B)Total Payment (A + B)Balance
2025Rs. 22,169Rs. 2,33,467Rs. 2,55,636Rs. 24,77,831
2026Rs. 32,964Rs. 3,07,884Rs. 3,40,848Rs. 24,44,867
2027Rs. 37,330Rs. 3,03,518Rs. 3,40,848Rs. 24,07,537
2028Rs. 42,273Rs. 2,98,575Rs. 3,40,848Rs. 23,65,264
2029Rs. 47,871Rs. 2,92,977Rs. 3,40,848Rs. 23,17,393
2030Rs. 54,208Rs. 2,86,640Rs. 3,40,848Rs. 22,63,185
2031Rs. 61,387Rs. 2,79,461Rs. 3,40,848Rs. 22,01,798
2032Rs. 69,516Rs. 2,71,332Rs. 3,40,848Rs. 21,32,282
2033Rs. 78,721Rs. 2,62,127Rs. 3,40,848Rs. 20,53,561
2034Rs. 89,146Rs. 2,51,702Rs. 3,40,848Rs. 19,64,415
2035Rs. 1,00,950Rs. 2,39,898Rs. 3,40,848Rs. 18,63,465
2036Rs. 1,14,318Rs. 2,26,530Rs. 3,40,848Rs. 17,49,147
2037Rs. 1,29,455Rs. 2,11,393Rs. 3,40,848Rs. 16,19,692
2038Rs. 1,46,595Rs. 1,94,253Rs. 3,40,848Rs. 14,73,097
2039Rs. 1,66,009Rs. 1,74,839Rs. 3,40,848Rs. 13,07,088
2040Rs. 1,87,989Rs. 1,52,859Rs. 3,40,848Rs. 11,19,099
2041Rs. 2,12,883Rs. 1,27,965Rs. 3,40,848Rs. 9,06,216
2042Rs. 2,41,072Rs. 99,776Rs. 3,40,848Rs. 6,65,144
2043Rs. 2,72,993Rs. 67,855Rs. 3,40,848Rs. 3,92,151
2044Rs. 3,09,140Rs. 31,708Rs. 3,40,848Rs. 83,011
2045Rs. 83,481Rs. 1,731Rs. 85,212Rs. 0